Built for licensed cannabis merchants • Availability and eligibility vary by state and partner approval

Remote ATM cash access for licensed cannabis retailers

Compliant cash access, right at the point of sale.

Give customers a clear cash-access option while your team gets real-time visibility, guided setup, and support from EllaCash.

Book a 10-Minute Fit Check See the 10-Second Transaction Flow

No obligation • We’ll confirm state and business eligibility first

Scroll
1,500+ merchant locations*
  • 918 Elevate
  • Inhale Dispensary
  • Sherwood Best Dispensaries

Tulsa-based support • Serving approved markets

*Merchant count as of July 2026, pending CRM verification. Merchants shown have published testimonials with EllaCash; logo marks pending permission.

01The 10-second transaction flow

How Remote ATM cash access works

One transaction, three parties, a record at every step. No card acceptance on your menu.

  1. 1

    Customer requests cash access

    At checkout, the customer starts a PIN-based cash-access request on the EllaCash terminal. The action is theirs, and it’s explicit.

    Request created at the terminal
  2. 2

    The Remote ATM flow authorizes and records it

    The request routes through the ATM network for authorization. Every transaction gets its own record and its own receipt.

    Record and receipt for every transaction
  3. 3

    You complete the cash purchase

    Your team finishes the sale in cash and sees the transaction land in reporting in real time, itemized and reconcilable.

    Ledger entry visible in reporting
How this differs from a cashless ATM

The original “cashless ATM” model disguised a purchase as an ATM withdrawal, and industry analysis says that form is no longer compliant. Remote ATM cash access is structured differently: the customer makes a real, receipted cash-access transaction, and the merchant completes a separate cash purchase.

The exact program structure, the parties involved, and their roles are documented and reviewable. Review the compliance model.

See the full transaction flow, the three parties, and the hardware

Transaction terminology shown for illustration. Final language is subject to counsel and partner approval.

02Outcomes

What changes for your dispensary

Card-acceptance economics come off your menu

No interchange percentage riding on every basket. EllaCash runs on a flat, disclosed convenience-fee model.

Typical card program 3.5% + $0.30 per transaction
EllaCash model $0 merchant interchange

At $80k monthly card volume, that’s roughly $2,400/mo kept in the store.

Illustrative model. Your numbers depend on volume, ticket size, and program terms, confirmed in the fit check.

Checkout that keeps the line moving

PIN entry, authorization, receipt. The flow is built for the counter and the drive-through window, not a back-office detour.

Measured throughput publishes with merchant case studies.

Manager reviewing the EllaCash transaction dashboard on a laptop

Real-time transaction visibility

Every authorization, receipt, and settlement in one ledger your team and your accountant can actually reconcile.

03Solutions

Where it runs

Real deployments, not concept renders. Each scenario has its own hardware, workflow, and eligibility boundary.

Budtender helping a customer at a dispensary counter with an EllaCash terminal

Retail counter

Budtenders run the flow at the register. Countertop terminal, receipt printer, no change to your POS lane.

Core deployment
Staff handing a receipt to a driver at a dispensary drive-through window

Drive-through

A handheld 4G terminal built for speed. The transaction finishes before the car does.

Handheld 4G
Delivery courier presenting a handheld EllaCash terminal at a customer's door

Delivery & off-site

Handheld terminals for delivery teams, offered only where the program is contractually and legally supported.

Eligibility varies by state

Explore every deployment — hardware, workflow, and eligibility

04Compliance & trust

Built to be reviewed

“Secure and compliant” is a claim. A program structure with named roles, documented controls, and stated limits is something your counsel can actually evaluate.

Review compliance & program structure

  1. Program structure

    Who the parties are, what each one does in the transaction flow, and what EllaCash is and is not. Documented end to end.

    Documented procedure · reviewed July 2026

  2. Merchant onboarding

    License verification plus KYB and watchlist screening before activation. You qualify for the program before hardware ships.

    Compliance owner · reviewed July 2026

  3. Transaction & data security

    Encrypted transactions, scoped data retention, and role-based access to reporting. Only verified controls are published here.

    Security owner · attestation pending publication

  4. Ongoing oversight

    Transaction monitoring, exception handling, and a named escalation path. Support is a program control, not an afterthought.

    Operations owner · reviewed July 2026

05Merchant results

Proof you can audit, not adjectives

Cody McCoy of Inhale Dispensary

Inhale Dispensary reports drive-through business up over 300% with EllaCash at the window.

“Our customers love using EllaCash ATM! It has made the transactions more convenient & our Drive thru business is up over 300%. Highly recommended!”

Cody McCoy · Inhale Dispensary
  • Published testimonial
  • Drive-through deployment

Merchant-reported result from ellacashatm.com. Baseline, period, and methodology publish with the verified case study.

Chico of Sherwood Best Dispensaries

“They signed us up and we had our terminals in 2 days. It’s making it easier for our budtender sales and they love the customer tip option!”

Chico · Sherwood Best Dispensaries
James Taylor of 918 Elevate

“EllaCash has been a game-changer for my business. Remote ATMs have made transactions easier for my customers. Thank you EllaCash!”

James Taylor · 918 Elevate

Read the full merchant results and how we verify them

06Implementation

From fit check to go-live

  1. 1

    10-minute fit check

    We confirm state and business eligibility first, before anyone talks hardware.

  2. 2

    Program & site review

    License verification, onboarding checks, and a walkthrough of your counter or window layout.

  3. 3

    Equipment & training

    Terminals configured and installed, staff trained on the flow and the receipts.

  4. 4

    Go-live & support

    You run transactions with Tulsa-based support and a named escalation path from day one.

Typical durations publish once verified against operational data.

07Buyer FAQ

Questions buyers actually ask

Every answer links to the detail behind it and carries a review date, because the rules in this category change.

What is Remote ATM cash access?

A point-of-sale flow where your customer makes a receipted, PIN-based cash-access transaction at an EllaCash terminal, then completes the purchase in cash. See the transaction flow.

Reviewed July 2026
How is this different from a cashless ATM?

The original cashless-ATM model disguised purchases as withdrawals and is widely described as no longer compliant. Remote ATM keeps the cash-access transaction and the purchase distinct, each with its own record. See Compliance & Trust.

Reviewed July 2026
In which states and business types is it available?

The program operates across 24 states plus Washington DC, Puerto Rico, Guam, and the U.S. Virgin Islands. We confirm eligibility for your specific license and locations in the fit check. See state availability.

Reviewed July 2026
What does the customer see and receive?

A clear on-screen prompt, a PIN entry, and a printed receipt for the cash-access transaction, separate from your sales receipt.

Reviewed July 2026
What equipment and connectivity are required?

A countertop terminal with Wi-Fi (optional 4G), or a handheld 4G terminal at the drive-through window. Delivery deployments use handheld units where supported.

Reviewed July 2026
How are cash, settlement, refunds, and disputes handled?

Each is a defined program procedure with an owner and a timeline, documented during onboarding and reviewable before you sign.

Reviewed July 2026
What does it cost?

A flat, disclosed convenience-fee model rather than percentage interchange. We walk through the economics with your real volume in the fit check.

Reviewed July 2026
What data is stored and who can access it?

Transaction records are retained under a scoped policy with role-based access. The data-handling summary is part of the compliance review packet.

Reviewed July 2026
Which POS systems or workflows are supported?

EllaCash runs alongside your existing POS lane rather than replacing it. Workflow fit for your counter, window, or delivery setup is covered in the site review.

Reviewed July 2026
How long does implementation take?

Four steps: fit check, program and site review, equipment and training, go-live. Typical durations publish once verified against operational data.

Reviewed July 2026

08Resources

From the blog

Read all posts
Staff handing a receipt to a driver at a dispensary drive-through window

Operations July 3, 2026

Five checks before adding cash access to your drive-through

The window is the fastest lane in your store, and the least forgiving place to add a payment step.

 EllaCash payment terminal on a dispensary counter

Compliance June 12, 2026

Cashless ATM or Remote ATM? The difference your counsel will ask about

The two names get used interchangeably. They should not be.

 Manager reviewing a transaction dashboard on a laptop

Economics May 8, 2026

The economics of dispensary payments: percentages vs. flat fees

Every percentage-based program scales its cost with your success. A look at the math.

Find out if EllaCash fits your dispensary.

In 10 minutes, we’ll confirm eligibility, walk through the transaction flow, and outline setup and economics.

You’ll meet with a product specialist, not a generic call center.

Step 1 of 2

About you